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Colorado Auto Insurance Laws Required Minimum Bodily Injury Coverage $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident Required Minimum Property Damage Coverage $15,000 for injury to or destruction of property of others in any
one accident Optional Insurance Coverage Uninsured Motorist (UM) Coverage. In Colorado, UM includes
underinsured motorist (UIM) coverage. If elected, UM coverage must be
purchased in the minimum amount of bodily injury coverage required.
If an insured purchases a greater amount of bodily injury coverage than
that required, the insurance company is only required to provide the
limits of bodily injury coverage purchased or $100,000 per person and
$300,000 per accident, whichever is less.
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