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Massachusetts Car Insurance


 

 

Massachusetts Auto Insurance Laws

Required Minimum Bodily Injury Coverage

$20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident.

Required Minimum Property Damage Coverage

$5,000 for injury to or destruction of property of others in any one accident.

Personal Injury Protection (PIP)

PIP covers up to $8,000 in medical and work loss expenses, without regard to fault. The type of medical insurance you have will determine the amount of medical expense benefits paid out by PIP. PIP is a no-fault statute. Therefore, an injured person can only sue for pain and suffering if that personís medical expenses are in excess of $2,000, or if the injuries caused death, the loss of a body member, permanent/serious disfigurement, loss of sight or hearing, or a fracture.

Optional Insurance Coverage

Uninsured Motorist (UM) Coverage. In Massachusetts, UM coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of bodily injury liability coverage required.

Special Rules for Motorcyclists. Motorcycle operators and passengers are excluded from PIP coverage.


 

 

 

 

List of Massachusetts Cities :

Abington
Accord
Acton
Acushnet
Adams
Agawam
Allston
Amesbury
Amherst
Andover
Ashburnham
Ashland
Assonet
Athol
Attleboro
Auburn
Avon
Ayer
Barre
Bedford
Belchertown
Bellingham
Belmont
Bernardston
Beverly
Billerica
Blackstone
Bolton
Boston
Bourne
Boxborough
Boylston
Bradford
Braintree
Brewster
Bridgewater
Brimfield
Brockton
Brookfield
Brookline
Burlington
Buzzards Bay
Byfield
Cambridge
Canton
Carver
Cataumet
Centerville
Charlton
Chatham
Chelmsford
Chelsea
Chestnut Hill
Chicopee
Clinton
Cochituate
Cohasset
Concord
Cotuit
Danvers
Dartmouth
Dedham
Dennis Port
Dennis
Dighton
Dorchester Center
Dorchester
Douglas
Dracut
Dudley
Duxbury
East Boston
East Braintree
East Bridgewater
East Brookfield
East Dennis
East Douglas
East Freetown
East Longmeadow
East Sandwich
East Wareham
East Weymouth
Easthampton
Easton
Edgartown
Everett
Fairhaven
Fall River
Falmouth
Feeding Hills
Fiskdale
Fitchburg
Florence
Foxboro
Framingham
Franklin
Gardner
Georgetown
Gloucester
Grafton
Granby
Great Barrington
Greenfield
Groton
Groveland
Hadley
Halifax
Hamilton
Hampden
Hanover
Hanson
Harvard
Harwich Port
Harwich
Haverhill
Hingham
Holbrook
Holden
Holliston
Holyoke
Hopkinton
Housatonic
Hubbardston
Hudson
Hull
Hyannis
Hyde Park
Indian Orchard
Ipswich
Jamaica Plain
Kingston
Lakeville
Lancaster
Lawrence
Lee
Leicester
Lenox
Leominster
Lexington
Linwood
Longmeadow
Lowell
Ludlow
Lunenburg
Lynn
Lynnfield
Malden
Manchester
Mansfield
Marblehead
Marion
Marlborough
Marshfield
Mashpee
Mattapan
Mattapoisett
Maynard
Medfield
Medford
Medway
Melrose
Mendon
Merrimac
Methuen
Middleboro
Middleton
Milford
Millbury
Millers Falls
Millis
Milton
Monson
Nantucket
Natick
Needham Heights
Needham
New Bedford
Newbury
Newburyport
Newton Center
Newton Centre
Newton
Newtonville
North Adams
North Andover
North Attleboro
North Brookfield
North Chatham
North Chelmsford
North Dartmouth
North Dighton
North Eastham
North Easton
North Falmouth
North Grafton
North Quincy
North Reading
North Scituate
North Truro
North Uxbridge
Northampton
Northborough
Northfield
Norton
Norwell
Norwood
Oak Bluffs
Orange
Orleans
Osterville
Oxford
Palmer
Paxton
Peabody
Pembroke
Pepperell
Pittsfield
Plainville
Plymouth
Plympton
Provincetown
Quincy
Randolph
Raynham
Reading
Rehoboth
Revere
Rockland
Rockport
Roslindale
Rowley
Rutland
Salem
Sandwich
Saugus
Scituate
Seekonk
Sharon
Sheffield
Shelburne Falls
Shelburne
Sherborn
Shirley
Shrewsbury
Somerset
Somerville
South Attleboro
South Boston
South Dartmouth
South Deerfield
South Dennis
South Easton
South Hadley
South Hamilton
South Lancaster
South Walpole
South Weymouth
South Yarmouth
Southampton
Southborough
Southbridge
Southwick
Spencer
Springfield
Sterling
Stockbridge
Stoneham
Stoughton
Stow
Sturbridge
Sudbury
Sunderland
Sutton
Swampscott
Swansea
Taunton
Tewksbury
Three Rivers
Topsfield
Townsend
Truro
Turners Falls
Tyngsboro
Upton
Uxbridge
Vineyard Haven
Wakefield
Walpole
Waltham
Waquoit
Ware
Wareham
Warren
Warwick
Watertown
Wayland
Webster
Wellesley Hills
Wellesley
Wellfleet
West Boylston
West Bridgewater
West Brookfield
West Chatham
West Dennis
West Harwich
West Newbury
West Newton
West Peabody
West Roxbury
West Springfield
West Wareham
West Yarmouth
Westborough
Westfield
Westford
Westminster
Weston
Westport
Westwood
Weymouth
Whitinsville
Whitman
Wilbraham
Williamstown
Wilmington
Winchendon
Winchester
Winthrop
Woburn
Worcester
Wrentham
Yarmouth

Massachusetts Car Insurance



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