Melrose Car Insurance, Melrose Auto Insurance (Massachusetts)

Melrose Car Insurance

Harding & Stewart Insurance
Street : 1 Nelson Ter
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-5655
Agency : Quincy Mutual

Jeff Carbone Insurance Agency
Street : 429 Main St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 662-4444
Auto Insurance Agency : Commerce, Providence Mutual

John McLaughlin Insurance Agency
Street : 828 Lynn Fells Pkwy
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-2775
Agency : Commerce, Peerless, Quincy Mutual

Melrose Insurance Group Agency
Street : 403 Franklin St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-3333
Agency : Commerce, Quincy Mutual, Travelers

T F Ward Insurance Agency
Street : 403 Franklin St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-2990
Agency : Providence Mutual, Quincy Mutual, Safety, Travelers

W C Huntress Insurance Agency
Street : 6 Eastman Pl
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-0303
Agency : Safety, Travelers

William Ryan
Street : 653 Main St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 662-4848
Auto Insurance Agency : Fireman's Fund

Williams & Alley Insurance Agency
Street : 837 Main St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-7000
Agency : Commerce

Wilson Insurance Agency
Street : 109 W Foster St
City : Melrose
State : MA (Massachusetts)
Zip Code : 02176
Phone : (781) 665-1034
Auto Insurance Agency : Commerce, Travelers

Massachusetts Auto Insurance Laws

Required Minimum Bodily Injury Coverage

$20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident.

Required Minimum Property Damage Coverage

$5,000 for injury to or destruction of property of others in any one accident.

Personal Injury Protection (PIP)

PIP covers up to $8,000 in medical and work loss expenses, without regard to fault. The type of medical insurance you have will determine the amount of medical expense benefits paid out by PIP. PIP is a no-fault statute. Therefore, an injured person can only sue for pain and suffering if that person’s medical expenses are in excess of $2,000, or if the injuries caused death, the loss of a body member, permanent/serious disfigurement, loss of sight or hearing, or a fracture.

Optional Insurance Coverage

Uninsured Motorist (UM) Coverage. In Massachusetts, UM coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of bodily injury liability coverage required.

Special Rules for Motorcyclists. Motorcycle operators and passengers are excluded from PIP coverage.

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