West Springfield Car Insurance, West Springfield Auto Insurance (Massachusetts)

West Springfield Car Insurance

AAA Insurance
Street : 150 Capital Dr
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 785-1381
Agency : AAA, Commerce

American Heritage Insurance Agency
Street : 975 Elm St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 736-1400
Agency : Commerce, Hanover, Harleysville, Main Street America, OneBeacon, Quincy Mutual, Safety

Bates Fullam Insurance Agency
Street : 110 Elm St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 737-3539
Car Insurance Agency : Commerce, Hanover, Main Street America, Peerless, Quincy Mutual, Safety

Carellas Insurance Agency
Street : 207 Park Avenue
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01090
Phone : (413) 781-6090
Agency : Union Mutual

Eastman & Davis Insurance Agency
Street : 1252 Elm St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 739-6211
Agency : Commerce

Foley Insurance Group
Street : 37 Elm St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 214-7474
Auto Insurance Agency : Hanover, Patrons, Safety, Union Mutual

Fred C Froebel Insurance Agency
Street : 321 Park St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 781-7075
Agency : Commerce

Haberman Insurance Group
Street : 95 Ashley Ave
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 781-7000
Agency : Chubb, Encompass, General Casualty, Main Street America, Peerless, Safety, Travelers

Horace Mann Insurance Brokerage of MA
Street : 1111 Elm St Ste 26
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 739-3199
Car Insurance Agency : Commerce

Horace Mann Insurance Brokerage of MA
Street : 7 Squassick Rd
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 747-1620
Agency : Commerce

Insurance Center of New England
Street : 246 Park St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 781-2410
Agency : Central, Commerce, Concord, Foremost, Merchants

J Raymond Lussier Insurance
Street : 181 Park Ave
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 737-5359
Car Insurance Agency : Hanover, Travelers

John R Sweeney
Street : 56 Union St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 732-5465
Agency : Providence Mutual, Union Mutual

McClure Insurance Agency
Street : 103 Van Deene Ave
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 781-8711
Agency : Hanover, Safety

Neill & Neill Insurance Agency
Street : 662 Riverdale St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 732-4137
Agency : Commerce, EMC, New London, Patrons, Premier, Safety, Travelers

Ormsby Insurance Agency
Street : 698 Westfield St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 737-0300
Agency : Hanover, OneBeacon, Quincy Mutual, Union Mutual

Paul P Petell Insurance Agency
Street : 237 Main St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 781-0599
Car Insurance Agency : Quincy Mutual

S G Simons Company
Street : 95 Ashley Ave
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 567-9400
Agency : Travelers

Speed & Hegeman Insurance Agency
Street : 103 Van Deene Ave
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 737-2604
Auto Insurance Agency : Safety, Travelers

T P Daley Insurance Agency
Street : 1381 Westfield St
City : West Springfield
State : MA (Massachusetts)
Zip Code : 01089
Phone : (413) 788-0971
Agency : Foremost, Main Street America, Peerless, Safety, Union Mutual

Massachusetts Auto Insurance Laws

Required Minimum Bodily Injury Coverage

$20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident.

Required Minimum Property Damage Coverage

$5,000 for injury to or destruction of property of others in any one accident.

Personal Injury Protection (PIP)

PIP covers up to $8,000 in medical and work loss expenses, without regard to fault. The type of medical insurance you have will determine the amount of medical expense benefits paid out by PIP. PIP is a no-fault statute. Therefore, an injured person can only sue for pain and suffering if that person’s medical expenses are in excess of $2,000, or if the injuries caused death, the loss of a body member, permanent/serious disfigurement, loss of sight or hearing, or a fracture.

Optional Insurance Coverage

Uninsured Motorist (UM) Coverage. In Massachusetts, UM coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of bodily injury liability coverage required.

Special Rules for Motorcyclists. Motorcycle operators and passengers are excluded from PIP coverage.

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