Edison Car Insurance, Edison Auto Insurance (New Jersey)

Edison Car Insurance

Advantage Insurance Agency
Street : 1967 Route 27 Ste 28
City : Edison
State : NJ (New Jersey)
Zip Code : 08817
Phone : (732) 287-0767
Agency : Allstate

Bridge Financial G
Street : 510 Thornall St Ste 130
City : Edison
State : NJ (New Jersey)
Zip Code : 08837
Phone : (732) 635-0063
Agency : MetLife Auto & Home

Fraser Brothers Group
Street : 811 Amboy Ave
City : Edison
State : NJ (New Jersey)
Zip Code : 08837
Phone : (732) 738-7400
Agency : Cumberland, Encompass, Harleysville, Mercury, Palisades, Proformance, Quincy Mutual, Travelers

Jodi Schoenlank
Street : 1941 Oak Tree Rd Ste 103
City : Edison
State : NJ (New Jersey)
Zip Code : 08820
Phone : (732) 548-6040
Agency : State Farm

John Benton
Street : 1740 Oak Tree Rd
City : Edison
State : NJ (New Jersey)
Zip Code : 08820
Phone : (732) 549-6007
Agency : High Point

Leonard S Zusi
Street : 1967 Oak Tree Rd
City : Edison
State : NJ (New Jersey)
Zip Code : 08820
Phone : (732) 549-3111
Agency : Allstate

MetLife Auto & Home
Street : 2025 Lincoln Hwy # S140
City : Edison
State : NJ (New Jersey)
Zip Code : 08817
Phone : (732) 491-5020
Agency : MetLife Auto & Home

Richard G Wnorowski
Street : 1963 Oak Tree Rd
City : Edison
State : NJ (New Jersey)
Zip Code : 08820
Phone : (732) 548-9035
Agency : Allstate

Stern & Dragoset Agency
Street : 2 Ethel Rd Ste 202b
City : Edison
State : NJ (New Jersey)
Zip Code : 08817
Phone : (732) 248-8900
Agency : Cumberland, Hanover, Merchants, Mercury, Travelers

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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