Livingston Car Insurance, Livingston Auto Insurance (New Jersey)

Livingston Car Insurance

Benisch & Company
Street : 345 Eisenhower Pkwy
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 992-6300
Agency : Chubb, Hanover, Quincy Mutual

Bill Holick
Street : 513 W Mount Pleasant Ave Ste 205
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 422-9591
Agency : High Point

Emar Group
Street : 354 Eisenhower Pkwy
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 994-3131
Agency : Fireman's Fund, Foremost, Travelers

Ira P Drucks
Street : 64 Oakwood Ave
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (201) 207-6300
Agency : Foremost

Livingston Insurance Agency
Street : 301 S Livingston Ave Ste 100
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 994-9898
Auto Insurance Agency : Foremost, Hanover, Mercury, Palisades

Mike Goldstein
Street : 80 Livingston Ave
City : Roseland
State : NJ (New Jersey)
Zip Code : 07068
Phone : (973) 716-6834
Auto Insurance Agency : High Point

Mike Petronella
Street : 30 W Mount Pleasant Ave Ste 202
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 994-0472
Car Insurance Agency : State Farm

Paul Arnold Associates
Street : 570 W Mount Pleasant Ave Ste 201
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 992-5500
Agency : Proformance

Scott West
Street : 47 E Northfield Rd
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 994-0500
Agency : State Farm

Wharton Group
Street : 101 S Livingston Ave
City : Livingston
State : NJ (New Jersey)
Zip Code : 07039
Phone : (973) 992-5775
Agency : Chubb, Cumberland, Encompass, Fireman's Fund, Foremost, Hanover, Harleysville

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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