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Lodi Car Insurance

Get instant auto insurance quotes online from multiple top rated companies in Lodi and save up to $500. Find local agents in your area.

 

Andrew Hulko Insurance Agency
Street : 440 N Main St
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 249-0071
Agency : Mercury

Brindisi Insurance Agency
Street : 220 Burns Ave
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 478-0100
Agency : Mercury

Costello & Associates Insurance Group
Street : 265 Union St
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 777-8333
Agency : Foremost, Merchants, Mercury, Proformance

Daryl Laglia
Street : 1 S Main St Ste 5
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 470-8905
Agency : State Farm

L B Insurance Agency
Street : 282 Main St
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 778-9684
Auto Insurance Agency : Cumberland

Skal & Company
Street : 325 Passaic Ave
City : Lodi
State : NJ (New Jersey)
Zip Code : 07644
Phone : (973) 471-0900
Agency : Foremost

 

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.


 

New Jersey Car Insurance > Other New Jersey Cities



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