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New Jersey Car Insurance


 

 

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.


 

 

 

 

List of New Jersey Cities :

Absecon
Allendale
Allentown
Atco
Atlantic City
Atlantic Highlands
Audubon
Avenel
Barnegat
Barrington
Basking Ridge
Bayonne
Bayville
Beachwood
Bedminster
Belle Mead
Belleville
Bellmawr
Belmar
Belvidere
Bergenfield
Berkeley Heights
Berlin
Bernardsville
Blackwood
Blairstown
Bloomfield
Bloomingdale
Bogota
Boonton
Bordentown
Bound Brook
Branchburg
Branchville
Brick
Bridgeton
Bridgewater
Budd Lake
Burlington
Caldwell
Califon
Camden
Cape May Court House
Cape May
Carlstadt
Carneys Point
Cedar Grove
Cedar Knolls
Chatham
Cherry Hill
Chester
Cinnaminson
Clark
Clementon
Cliffside Park
Cliffwood
Clifton
Clinton
Closter
Collingswood
Colonia
Colts Neck
Cranford
Cresskill
Delanco
Delran
Denville
Deptford
Dover
Dumont
Dunellen
East Brunswick
East Hanover
East Orange
East Rutherford
East Windsor
Eastampton
Eatontown
Echelon
Edgewater
Edison
Egg Harbor City
Egg Harbor Township
Egg Harbor
Elizabeth
Elmer
Elmwood Park
Emerson
Englewood Cliffs
Englewood
Englishtown
Ewing Township
Ewing
Fair Haven
Fair Lawn
Fairfield
Fairton
Fanwood
Far Hills
Flanders
Flemington
Florence
Florham Park
Fords
Forked River
Fort Lee
Franklin Lakes
Franklin Park
Franklin
Franklinville
Freehold
Frenchtown
Galloway
Garfield
Gibbsboro
Gibbstown
Gillette
Glassboro
Glen Gardner
Glen Ridge
Glen Rock
Glendora
Gloucester City
Green Brook
Guttenberg
Hackensack
Hackettstown
Haddon Heights
Haddon
Haddonfield
Hainesport
Haledon
Hamburg
Hamilton Square
Hamilton
Hammonton
Harvey Cedars
Hasbrouck Heights
Hawthorne
Hazlet
Highlands
Hightstown
Hillsborough
Hillside
Hoboken
Holmdel
Hopatcong
Hope
Howell
Iselin
Jamesburg
Jersey City
Keansburg
Kearny
Kenilworth
Kenvil
Keyport
Lake Hiawatha
Lake Hopatcong
Lakewood
Lambertville
Landing
Laurel Springs
Lawrenceville
Lebanon
Ledgewood
Liberty Corner
Lincroft
Linden
Lindenwold
Linwood
Little Egg Harbor
Little Falls
Little Ferry
Little Silver
Livingston
Lodi
Long Beach Township
Long Branch
Long Valley
Lyndhurst
Madison
Mahwah
Malaga
Manahawkin
Manalapan
Manasquan
Manchester
Mantoloking
Manville
Maple Shade
Maplewood
Margate City
Marlboro
Marlton
Marmora
Matawan
Mays Landing
Maywood
Medford Lakes
Medford
Mercerville
Metuchen
Middlesex
Middletown
Midland Park
Millburn
Millstone Township
Milltown
Millville
Monmouth Junction
Monroe
Montclair
Montvale
Montville
Moorestown
Morganville
Morris Plains
Morristown
Mount Royal
Mountain Lakes
Mountainside
Mt Ephraim
Mt Holly
Mt Laurel
Mullica Hill
Neptune City
Neptune
Netcong
New Brunswick
New Egypt
New Monmouth
New Providence
Newark
Newfoundland
Newton
North Arlington
North Bergen
North Brunswick
North Cape May
North Plainfield
North Wildwood
Northfield
Norwood
Nutley
Oak Ridge
Oakhurst
Oakland
Oaklyn
Ocean City
Ocean
Oceanport
Old Bridge
Old Tappan
Oradell
Orange
Palisades Park
Paramus
Park Ridge
Parlin
Parsippany
Passaic
Paterson
Paulsboro
Pemberton
Pennington
Penns Grove
Pennsauken
Pennsville
Pequannock
Perth Amboy
Phillipsburg
Piscataway
Pitman
Plainfield
Plainsboro
Pleasantville
Pluckemin
Point Pleasant Beach
Point Pleasant
Pompton Lakes
Pompton Plains
Port Norris
Princeton Junction
Princeton
Prospect Park
Rahway
Ramsey
Rancocas
Randolph
Raritan
Red Bank
Ridgefield Park
Ridgefield
Ridgewood
Ringoes
Ringwood
Rio Grande
River Edge
Riverton
Robbinsville
Rochelle Park
Rockaway
Roseland
Roselle Park
Roselle
Rosenhayn
Rumson
Runnemede
Rutherford
Saddle Brook
Salem
Sayreville
Scotch Plains
Sea Bright
Sea Girt
Seaside Park
Seaville
Secaucus
Sewell
Shamong
Shiloh
Short Hills
Shrewsbury
Sicklerville
Skillman
Somerdale
Somers Point
Somerset
Somerville
South Bound Brook
South Hackensack
South Orange
South Plainfield
South River
Southampton
Sparta
Spotswood
Spring Lake Heights
Spring Lake
Springfield
Stone Harbor
Stratford
Succasunna
Summit
Sussex
Swedesboro
Tabernacle
Teaneck
Tenafly
Three Bridges
Tinton Falls
Toms River
Totowa
Towaco
Trenton
Tuckerton
Turnersville
Union City
Union
Upper Montclair
Vauxhall
Ventnor City
Vernon
Verona
Vineland
Voorhees
Wall Township
Wall
Wallington
Wanaque
Waretown
Warren
Watchung
Wayne
Wenonah
West Berlin
West Caldwell
West Creek
West Long Branch
West Milford
West New York
West Orange
West Paterson
Westfield
Westmont
Westville
Westwood
Whitehouse Station
Wildwood
Williamstown
Willingboro
Wood Ridge
Woodbine
Woodbridge
Woodbury Heights
Woodbury
Woodstown
Woolwich Township
Wyckoff
Yardville

New Jersey Car Insurance



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