North Bergen Car Insurance, North Bergen Auto Insurance (New Jersey)

North Bergen Car Insurance

Gonzalez & Company Insurance Agency
Street : 5833 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 869-6409
Car Insurance Agency : Atlantic Master Plan, Mercury, Peerless, Travelers

Helen Peck
Street : 9242 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 854-2900
Agency : Foremost

Jared Bush - State Farm Insurance
Street : 725 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 325-8880
Agency : State Farm

Keenan-Davino Insurance Agency
Street : 7822 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 662-0300
Agency : Cumberland, Foremost, Harleysville, Palisades, Peerless, Travelers

M & F Insurance Agency
Street : 7724 Bergenline Ave
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 868-6000
Agency : Mercury

MacCormack Agency
Street : 8419 Bergenline Ave
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 854-7500
Agency : Skylands

Mario Fernandez
Street : 7724 Bergenline Ave
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 662-8841
Agency : High Point

Newport Business & Associates
Street : 8512 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 868-7771
Agency : Foremost

Plaza Insurance Group
Street : 7117 Kennedy Blvd
City : North Bergen
State : NJ (New Jersey)
Zip Code : 07047
Phone : (201) 854-1345
Agency : Fidelity National, Foremost, Liberty Mutual, Mercury, Progressive, Travelers

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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