Paramus Car Insurance, Paramus Auto Insurance (New Jersey)

Paramus Car Insurance

Bob Hakim
Street : 11 Sunflower Ave.
City : 1st Floor, Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 445-5300
Agency : High Point

Douglas F Young
Street : 494 N Route 17
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 599-0808
Auto Insurance Agency : Allstate

Elaine Portee
Street : 64 E Ridgewood Ave
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 262-9222
Car Insurance Agency : Allstate

Maximum Benefit Insurance Agency
Street : 1 Kalisa Way Ste 202
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 986-1555
Agency : Skylands

NIA Group
Street : 66 N State Rt 17
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 845-6600
Agency : Atlantic Master Plan, Chubb, Cumberland, Encompass, Fireman's Fund, Foremost, Hanover, Harleysville, Proformance, Quincy Mutual, Travelers

Peter Crotty
Street : 11 Sunflower Ave # 13
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 670-1118
Auto Insurance Agency : High Point

Peter J Crotty
Street : 11 Sunflower Ave
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 670-9700
Agency : Foremost

Ralph Parnes Associates
Street : 12 N State Rt 17 Ste 105
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 712-0800
Agency : Chubb, Travelers

Suburban General Insurance Agency
Street : 625 From Rd
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 225-9099
Car Insurance Agency : Progressive, Peerless, Travelers, Hanover

The NIA Group
Street : 66 N Route 17
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (800) 642-0106
Auto Insurance Agency : Atlantic Master Plan, Fireman's Fund

Wealth Financal Group
Street : 61 S Paramus Rd Ste 5
City : Paramus
State : NJ (New Jersey)
Zip Code : 07652
Phone : (201) 712-1200
Agency : MetLife Auto & Home

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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