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Paterson Car Insurance

Get instant auto insurance quotes online from multiple top rated companies in Paterson and save up to $500. Find local agents in your area.


Harelick, Dresner & Koch
Street : 126 Market St
City : Paterson
State : NJ (New Jersey)
Zip Code : 07505
Phone : (973) 279-5600
Agency : Fireman's Fund, Foremost, Palisades

Royale Insurance Agency
Street : 758 Main St
City : Paterson
State : NJ (New Jersey)
Zip Code : 07503
Phone : (973) 977-8331
Agency : Mercury

Veronica's Insurance Agency
Street : 584 21st Ave
City : Paterson
State : NJ (New Jersey)
Zip Code : 07513
Phone : (973) 333-3493
Agency : Foremost

Zirpolo Insurance & Travel
Street : 20 Church St
City : Paterson
State : NJ (New Jersey)
Zip Code : 07505
Phone : (973) 742-0805
Agency : Foremost, Mercury


New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.


New Jersey Car Insurance > Other New Jersey Cities


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