Phillipsburg Car Insurance, Phillipsburg Auto Insurance (New Jersey)

Phillipsburg Car Insurance

AAA Insurance
Street : 1205 Us Highway 22
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 387-0453
Agency : AAA

Ahart Frinzi & Smith
Street : 2250 Belvidere Rd
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 454-4170
Agency : Skylands, Travelers

Brown & Brown
Street : 222 Cameron Dr Ste 140
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 689-1092
Car Insurance Agency : Chubb, Hanover, Palisades, Travelers

Budd Agency
Street : 600 Avenue A
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 859-2213
Agency : Encompass, Penn National, Travelers

COE Insurance
Street : 344 S Main St
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 454-8582
Car Insurance Agency : Mercury, Palisades

Debbie Weiss
Street : 900 Coventry Dr
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 213-9402
Car Insurance Agency : State Farm

Kressler Wolff & Miller
Street : 382 R Memorial Parkway Town & Country Bank Bldg
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 859-5919
Car Insurance Agency : Penn National

Michael Anthony
Street : 545 Heckman St Ste 1 Bldg E
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 859-1978
Auto Insurance Agency : High Point

Michael Pulsinelli
Street : 545 Heckman St Ste 1 Bldg E
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 859-1978
Auto Insurance Agency : High Point

Phil Magliochetti
Street : 201 Strykers Rd Ste 17
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 213-2000
Agency : Allstate

Rod Pianelli
Street : 870 Green St
City : Phillipsburg
State : NJ (New Jersey)
Zip Code : 08865
Phone : (908) 454-2200
Agency : State Farm

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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