Point Pleasant Car Insurance, Point Pleasant Auto Insurance (New Jersey)

Point Pleasant Car Insurance

Advanced Insurance Agency
Street : 1009b Arnold Avenue
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-5843
Agency : Palisades

Coe Brooke Insurance Agency
Street : 2805 Bridge Ave
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 899-6800
Agency : Mercury, Palisades, Penn National

EMC Insurance Agency & Financial Services LLC
Street : 2900 Route 88
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 899-8177
Agency : Progressive, Foremost

Green Insurance Agency
Street : 3146 Route 88
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-2502
Car Insurance Agency : Cumberland, Harleysville, Merchants, Peerless, Travelers

Greg Tombs
Street : 2911 Route 88 Ste 6
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-1991
Agency : High Point

J F Murray Company
Street : 1414 Beaver Dam Rd
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 899-3339
Car Insurance Agency : Skylands

John Scoras
Street : 2911 Route 88 Ste 6
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-1994
Auto Insurance Agency : High Point

Keer & Heyer
Street : 1001 Richmond Ave
City : Point Pleasant Beach
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-7700
Agency : Cumberland, Encompass, Mercury

R Bruce Hill Agency
Street : 515 Arnold Ave
City : Point Pleasant Beach
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-3200
Agency : Fireman's Fund, Palisades

Sean Dettlinger
Street : 3201 Bridge Ave
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 295-3400
Agency : Allstate

Ward Agency
Street : 106 Ocean Ave
City : Point Pleasant
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-5500
Agency : Travelers

Ward Agency
Street : 705 Ocean Ave
City : Point Pleasant Beach
State : NJ (New Jersey)
Zip Code : 08742
Phone : (732) 892-5500
Agency : Encompass

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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