Randolph Car Insurance, Randolph Auto Insurance (New Jersey)

Randolph Car Insurance

AAA Insurance
Street : 711 Rt 10 E
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 361-0900
Agency : AAA

Bill Hove
Street : 431 Route 10 E
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 361-0700
Agency : State Farm

BIS Risk Management
Street : 6 Emery Ave Ste 1
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 659-9993
Agency : Foremost, Travelers

Commerce Banc Insurance Services
Street : 13 Emery Ave
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 328-6400
Agency : Atlantic Master Plan, Chubb, Proformance, Travelers

Commerce Banc Insurance Services
Street : 13 Emery Ave
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 659-6400
Agency : Chubb, OneBeacon

James Truman
Street : 246 Route 10 West
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 442-1075
Agency : High Point

Kevin Keller
Street : 390 State Route 10 Ste 301
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 366-4262
Car Insurance Agency : Allstate

Pellechio Insurance Agency
Street : 400 Route 10 West
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 560-1288
Auto Insurance Agency : Encompass, Mercury, Travelers

The NIA Group
Street : 477 Route 10 East St.208
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (973) 989-1500
Agency : Chubb, Cumberland, Harleysville, Proformance, Quincy Mutual

Traber & Vreeland
Street : 13 Emery Ave
City : Randolph
State : NJ (New Jersey)
Zip Code : 07869
Phone : (800) 328-0095
Agency : Hanover

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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