Somerset Car Insurance, Somerset Auto Insurance (New Jersey)

Somerset Car Insurance

Alan W Latanzio Insurance Agency
Street : 605 Franklin Blvd Ste 1
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 846-6860
Agency : Cumberland, Providence Mutual

Blum & Walsh Group
Street : 14 Worlds Fair Dr Ste A
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 868-4300
Agency : Atlantic Master Plan, Mercury, Palisades, Travelers

Chetan Wattamwar - Somerset Insurance Advisors, LLC
Street : 120 Cedar Grove Ln
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 356-6868
Auto Insurance Agency : Allstate

Frontline Insurance Agency
Street : 715 Somerset St Ste 203
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 246-1234
Auto Insurance Agency : Progressive, Travelers, AIG, Foremost, CNA

Frontline Insurance Agency
Street : 84 Veronica Plaza
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 745-1112
Car Insurance Agency : Progressive, Travelers, AIG, Foremost, CNA

NIA Group
Street : 1 Executive Dr
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 469-3000
Agency : Cumberland, Encompass, Fireman's Fund, Harleysville, Proformance, Quincy Mutual

Pappas Insurance Agency
Street : 587 Hamilton St
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 249-2490
Agency : Cumberland

Suydam Insurance Agency
Street : 1743 Route 27
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 846-6200
Agency : Selective, Travelers, Palisades, Penn National

T E Freuler Agency
Street : 13 Clyde Rd Ste 202
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 246-1330
Agency : Atlantic Master Plan, Encompass, Hanover, Merchants, Mercury, Penn National, Proformance, Travelers

The MacCormack Agency
Street : 1075 Easton Ave
City : Somerset
State : NJ (New Jersey)
Zip Code : 08873
Phone : (732) 828-2900
Agency : Skylands, Penn National, Preferred Mutual, Progressive, Travelers, American Commerce

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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