Springfield Car Insurance, Springfield Auto Insurance (New Jersey)

Springfield Car Insurance

Michael Scalera Insurance Agency
Street : 401 Morris Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 564-7717
Agency : State Farm

Warren G Reiner
Street : 384 Morris Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 376-6810
Agency : Cumberland, Encompass, Foremost, Palisades, Peerless, Penn National

Nelson & Ward Company
Street : 454 Morris Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 379-7270
Agency : Chubb, Cumberland, Encompass, Penn National, Travelers

James Fitzsimmons
Street : 499 Morris Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 379-1666
Auto Insurance Agency : Allstate

Gallagher Financial Services Corporation
Street : 535 Morris Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 376-3400
Agency : Proformance

Anthony J Fonseca Agency
Street : 8 Mountain Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 379-7436
Auto Insurance Agency : Foremost, Travelers

Fred Katz Agency
Street : 2266 Springfield Ave
City : Vauxhall
State : NJ (New Jersey)
Zip Code : 07088
Phone : (908) 964-8800
Agency : Foremost

Max Safrin Agency
Street : 2266 Springfield Ave
City : Vauxhall
State : NJ (New Jersey)
Zip Code : 07088
Phone : (908) 688-1133
Agency : Encompass, Palisades, Quincy Mutual

Richland-Knowles Agency
Street : 315 Springfield Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 273-7100
Agency : Chubb, Foremost, Travelers

America's Insurance Center
Street : 25 Route 22
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 912-9112
Car Insurance Agency : Penn National, NJ Skylands

Condon & Bergen Insurance
Street : 719 Mountain Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 379-9112
Car Insurance Agency : Skylands

Alexander E Smal & Company
Street : 1733 Springfield Ave
City : Maplewood
State : NJ (New Jersey)
Zip Code : 07040
Phone : (973) 761-7500
Agency : Foremost, Quincy Mutual

KRA Insurance Agency
Street : 871 Mountain Ave
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 467-8850
Agency : Chubb, Encompass, Foremost, Palisades, Peerless, Quincy Mutual, Travelers

AAA Insurance
Street : 24 Echo Plz
City : Springfield
State : NJ (New Jersey)
Zip Code : 07081
Phone : (973) 467-2651
Agency : AAA

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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