Summit Car Insurance, Summit Auto Insurance (New Jersey)

Summit Car Insurance

Allsopp & Company
Street : 803 Springfield Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 608-1700
Agency : Atlantic Master Plan, Chubb, Fireman's Fund, Foremost, Mercury, Palisades, Selective

Bert Sweeney
Street : 35 Beechwood Rd Ste 3d
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 522-8330
Agency : State Farm

Glisel Jimenez
Street : 26 Morris Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 277-4099
Car Insurance Agency : State Farm

James Fitzsimmons
Street : 469 Morris Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 598-9302
Car Insurance Agency : Allstate

Lewis Chester Associates
Street : 119 Summit Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 273-6100
Agency : Chubb, Foremost, Merchants, Travelers

Otterstedt Insurance Agency
Street : 291 Morris Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 273-2422
Car Insurance Agency : Atlantic Master Plan, Chubb, Fireman's Fund, Harleysville, Palisades, Quincy Mutual

Richland-Knowles Agency
Street : 315 Springfield Ave
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 273-7100
Agency : Chubb, Foremost, Travelers

Schechner Lifson Corporation
Street : 4 Chatham Rd
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 598-7800
Agency : Chubb, Cumberland, Fireman's Fund, Foremost, Hanover, Travelers

Wachovia Insurance Services
Street : 190 River Rd
City : Summit
State : NJ (New Jersey)
Zip Code : 07901
Phone : (908) 598-6000
Agency : Atlantic Master Plan, Fireman's Fund, Foremost, Hanover, Harleysville, Peerless, Travelers

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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