Union Car Insurance, Union Auto Insurance (New Jersey)

Union Car Insurance

Ana Galindo
Street : 372 Chestnut St
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 851-0090
Agency : Allstate

Atlantic Surety & Insurance Agency
Street : 1767 Morris Ave Ste 3
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 687-0220
Agency : Harleysville, Selective

Charles A Rogers
Street : 2400 Morris Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 964-6900
Agency : Travelers

Insurance Associates Plus
Street : 1523 Morris Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 964-9010
Agency : Mercury, Palisades, Travelers

Legon Financial Services Group
Street : 2016 Morris Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 206-1170
Agency : Travelers

Max Smirnov
Street : 1051 Stuyvesant Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 810-0040
Agency : State Farm

Ringler Insurance Agency
Street : 2225 Morris Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 688-0011
Agency : Cumberland, Foremost, Mercury

S B Petrik Agency
Street : 2780 Morris Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 688-1400
Agency : Encompass

Stephen B Petrik Agency
Street : 2780 Morris Ave Ste 2e
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 964-1477
Agency : Cumberland

Thomas P Granata Insurance Agency
Street : 940 Stuyvesant Ave
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 688-2051
Agency : State Farm

Unity Service Agent
Street : 1533 Stuyvesant Ave # A
City : Union
State : NJ (New Jersey)
Zip Code : 07083
Phone : (908) 687-7333
Agency : Foremost

New Jersey Auto Insurance Laws

For motor vehicle and standard auto policies, the following minimum Bodily Injury coverage is required:

$15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

In addition, the following minimum Property Damage coverage is required:

$5,000 for injury to or destruction of property of others in any one accident

Optional Basic Automobile Insurance Coverage

This coverage is a “No-Fault” policy, and it pays medical expenses of the insured, regardless of fault. However, it prevents an injured person from filing suit against a negligent driver. If elected, the bodily injury coverage requirements stated above do not apply. Instead, the insured gets a Personal Injury Protection (PIP) policy, which pays the insured, those riding with him or her, and pedestrians for injuries, regardless of fault. PIP covers medical expenses of $15,000 per person, but cannot exceed $250,000 per person for medical treatment for permanent/significant brain injury, spinal cord injury, disfigurement, or treatment of any other permanent or significant injuries. It limits property damage coverage to $5,000. The insured can then choose whether he or she wants to purchase an optional bodily injury coverage policy of $10,000 per person. This coverage is not available to motorcycle owners.

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