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New York Auto Insurance Laws Required Minimum Bodily Injury/Death Coverage $25,000 per person injured in any one accident and $50,000 because of the death of one person in one accident and $50,000 for two or more persons injured in any one accident and $100,000 for the deaths of two or more persons in one accident. Required Minimum Property Damage Coverage $10,000 for injury to or destruction of property of others in any
one accident UM coverage of $25,000 per person injured in any one accident and
$50,000 for two or more persons injured in any one accident is required.
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