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Oklahoma Auto Insurance Laws Required Minimum Bodily Injury Coverage $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident Required Minimum Property Damage Coverage $25,000 for injury to or destruction of property of others in any one accident Optional Insurance Coverage Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Oklahoma, UM coverage includes underinsured motorist (UIM) coverage. The insured can purchase UM in an amount equal to the bodily injury liability insurance coverage purchased or a lesser amount. The amount purchased, however, cannot be less than the required bodily injury liability coverage.
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