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South Carolina Auto Insurance Laws Required Minimum Bodily Injury Coverage $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident Required Minimum Property Damage Coverage $25,000 for injury to or destruction of property of others in any one accident Optional Coverage Additional Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage. In addition to the mandatory UM coverage, insurance companies must offer optional UM coverage up to the limits of the insured’s bodily injury liability coverage. They must also offer UIM coverage up to the limits of the insured’s bodily injury liability coverage.
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