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Wisconsin Auto Insurance Laws Wisconsin has a financial responsibility law. It is designed to make sure that any Wisconsin licensed motorist has insurance or enough money to pay for damages to others that may be caused by a motor vehicle. These requirements may be met through a motor vehicle liability insurance policy, a surety bond, personal funds, or certificate of self-insurance. Required Minimum Bodily Injury Coverage $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. Required Minimum Property Damage Coverage $10,000 for injury to or destruction of property of others in any one accident.
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