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Hardy Car InsuranceArkansas Auto Insurance LawsRequired Minimum Bodily Injury Coverage $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident Required Minimum Property Damage Coverage $25,000 for injury to or destruction of property of others in any one accident Required Medical Expense or First-Party Benefits Automobile owners are required to purchase minimum amounts of first-party coverages that pay benefits without regard to fault. These coverages include payment of medical and hospital benefits and funeral expenses incurred within 24 months after an accident of up to $5,000 per person; 70 percent of loss of income from work during a period starting eight days after the accident, and not to exceed 52 weeks, and subject to a maximum of $140 per week; and accidental death benefits of $5,000.
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